How to retrieve ARN (Acquirer Reference Number) for tracking lost international card refunds
Root Cause Diagnosis A refund on an international card transaction is not visible to the cardholder after the merchant issues it, because the credit travels a multi-party chain (merchant, acquirer, card network, issuer) and each party only exposes its own identifiers. The merchant sees a refund ID or transaction ID, the issuer sees an authorization … Read more